How it works
1
Free talk
Tell us your goals and what you see on your credit. In person, by phone or on WhatsApp.
2
Contract and your rights
Before we start, you get a written contract and a notice of your rights. You can cancel for free: 3 business days under federal law, 5 days under Florida law. We give you the longer one.
3
Report review
We look at your 3 reports with you. We mark anything that looks wrong, incomplete or can't be proven.
4
Dispute rounds
We send disputes to the credit bureaus and lenders. They usually have 30 days to check. Our tools track every answer.
5
Updates
After each round, we tell you what happened and what's next. You only pay for work already done.
6
Keep growing
We share simple habits that build good credit.